Keith J. Willey is a Partner with New Horizons Boutique Financial Services LLC. He holds FINRA Series 7, 63, and 65 securities licenses and is licensed for life and health insurance.

Keith works closely with clients to develop personalized financial strategies designed to help them pursue long-term financial security and independence. His philosophy emphasizes education and transparency, ensuring that clients fully understand the strategies and decisions that shape their financial future.

Originally from a small town in upstate New York, Keith moved to the Twin Cities in 2014 and quickly developed strong ties to the local community. His interest in financial planning was inspired by watching his grandmother navigate the complexities of her financial life later in retirement. Her determination to preserve her savings and avoid running out of money left a lasting impression on Keith and ultimately shaped his commitment to helping others plan confidently for the future.

At New Horizons Boutique Financial Services, Keith proudly represents the non-Engman branch of the partnership, bringing his own perspective and experience to the team while contributing to the firm’s collaborative, client-focused approach.

Outside of work, Keith enjoys bowling, basketball, golf, fishing, and spending time with friends and family. While Minnesota winters took some getting used to, he has embraced them by taking up snowboarding, reflecting his adventurous spirit and willingness to try new things.

Lars Engman works with professionals and families to design thoughtful financial strategies that support long-term independence and a confident transition into retirement.

As a Partner at New Horizons Boutique Financial Services, Lars brings both professional expertise and real-world perspective to helping clients navigate important financial decisions. Before beginning his career in financial planning, Lars served in the United States Navy, an experience that helped shape his disciplined and long-term approach to planning and leadership.

After completing his military service, Lars built a successful corporate career before eventually retiring and choosing to pursue his long-standing passion for financial planning. He holds Series 7 and Series 66 securities licenses and is licensed for life and health insurance in Minnesota and Wisconsin. His interest in investing began early when his mother introduced him to the Rule of 72, sparking a lifelong curiosity about saving, compounding, and long-term financial strategy. That interest deepened during his MBA studies, where he developed a strong foundation in financial planning and investment principles.

Originally from Lake Forest, Illinois, Lars raised his family in Woodbury, Minnesota, where he and his wife Julie still live today. They enjoy being close to their children, Garrett and Alec, and spending time with their growing family, including three grandchildren.

Outside the office, Lars enjoys sailing on the St. Croix River, golfing, and supporting organizations dedicated to Multiple Sclerosis research and awareness, including Minnesota’s MS 150. His commitment to family, community, and long-term perspective mirrors the same thoughtful approach he brings to helping clients plan for their financial future.

Garrett G. Engman is a Partner with New Horizons Boutique Financial Services. He holds Series 7 and Series 66 securities licenses and is licensed for life and health insurance in 13 states.

Born and raised in Woodbury, Minnesota, Garrett developed an early interest in financial planning and investing. At just 10 years old, he started his own lawn care business and quickly became fascinated with saving and investing the money he earned. By his mid-teens he was already exploring alternative investments, laying the foundation for what would eventually become his career. His passion for helping others navigate complex financial decisions led him to pursue financial advising while still in high school.

Today, Garrett works closely with professionals and families to develop thoughtful financial strategies designed to support long-term independence and a confident transition into retirement. His approach focuses on building personalized strategies that help clients align their financial resources with the life they want to live.

Garrett and his wife Allison live in Cottage Grove, Minnesota with their three children, Soren, Ivar, and Sven. The family also cares for Garrett’s mother, who lives with multiple sclerosis, and shares their home with two dogs, Mia and Jade. Outside of work, Garrett enjoys spending time outdoors with his family, following sports, and training in martial arts. He brings the same discipline, focus, and dedication from martial arts into his work helping clients pursue their long-term financial goals.

Alec Engman is a Partner with New Horizons Boutique Financial Services and an independent financial advisor dedicated to helping clients develop clear strategies for long-term financial independence. He holds Series 7 and Series 66 securities licenses and is licensed for life and health insurance in Minnesota and Wisconsin.

Born and raised in Woodbury, Minnesota, Alec developed a strong interest in business, economics, and financial markets early in life. He went on to attend the University of Minnesota, where he earned a Bachelor of Science degree in Economics. During his time in college, Alec was also awarded a scholarship for competitive gaming, participating in collegiate e-sports while continuing to build his academic foundation in economic and financial theory.

Alec’s professional approach to financial planning centers on combining analytical rigor with thoughtful, personalized guidance. He enjoys helping clients understand the financial principles that shape their long-term strategy and empowering them to make confident decisions about their future.

Faith plays a central role in Alec’s life and informs the values he brings into both his personal and professional relationships. He believes financial planning is ultimately about stewardship, responsibility, and helping people align their resources with the life they want to live.

Alec and his wife live in Oakdale, Minnesota. Outside of work, Alec helps care for his mother, who lives with primary progressive multiple sclerosis, an experience that has strengthened his empathy and commitment to serving others with patience and compassion. In his free time he enjoys golfing, staying current on economic trends and financial markets, and continuing his lifelong interest in gaming.