(763) 401-1035
The Team Dynamic
We created New Horizons Boutique Financial Services because we saw a gap in the industry—people deserved a more client-centric, white-glove approach to financial planning. Too often, financial advice feels impersonal, transactional, or one-size-fits-all. We wanted to change that.
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Our team is made up of professionals who are truly invested in your financial well-being. We believe that achieving financial independence isn’t just about numbers—it’s about creating a strategy that works for your life, your goals, and your future. That’s why we take a hands-on, personalized approach to every client relationship, ensuring you receive the best, most productive experience possible.
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Get to know the people who are committed to helping you navigate your financial journey with clarity, care, and expertise.
Meet the Team
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Garrett Engman
Partner
Fiduciary Financial Advisor
Garrett@newhorizonsbfs.com
Garrett G. Engman is a Partner with New Horizons Boutique Financial Services. He holds Series 7 and 66 securities licenses and is licensed for life and health insurance in 13 states. Born and raised in Woodbury, MN, Garrett met his wife, Allison, during high school. Garrett’s passion for financial services began at an early age. At just 10 years old, he started his own lawncare business and developed an interest in investing the proceeds. By his mid-teens, he was working with alternative investments, deepening his knowledge and commitment to financial growth. His desire to help others navigate the financial landscape inspired him to choose financial advising as his career while still in high school. Garrett and Allison reside in Cottage Grove, MN, with their three children, Soren, Ivar, and Sven. They also provide care for Garrett’s mother, who lives with multiple sclerosis, and share their home with two dogs, Mia and Jade. The family enjoys spending time outdoors, watching sports, and training in martial arts. Garrett approaches martial arts with the same dedication, discipline, and focus that he brings to guiding his clients toward achieving their financial goals.
Keith Willey
Partner
Fiduciary Financial Advisor
Keith@newhorizonsbfs.com
Keith J. Willey is a Partner with New Horizons Boutique Financial Services LLC. He holds FINRA Series 7, 63, and 65 securities licenses, as well as life and health insurance licenses. Keith is dedicated to empowering his clients to create and achieve their financial goals through personalized plans tailored to their unique needs. His philosophy emphasizes education, ensuring clients understand the financial strategies and decisions throughout the process. Originally from a small town in upstate New York, Keith moved to the Twin Cities in 2014. His passion for finance was inspired by his grandmother’s experience navigating the complexities of her later years. Her determination to preserve her funds and avoid running out of money instilled in Keith the importance of financial security and planning. Outside of work, Keith enjoys bowling, basketball, golf, fishing, and spending time with friends and family. While he prefers Minnesota’s warmer seasons, he has embraced winter by taking up snowboarding, further reflecting his adventurous spirit and love for trying new things.
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Lars Engman
Partner
Fiduciary Financial Advisor
Lars@newhorizonsbfs.com
After retiring from a successful corporate career, Lars Engman followed his passion for financial planning and joined New Horizons Boutique Financial Services as a Partner. He holds Series 7 and 66 licenses and is licensed for life and health insurance in Minnesota and Wisconsin. Originally from Lake Forest, Illinois, Lars raised his family in Woodbury, Minnesota. His passion for financial freedom was sparked at a young age when his mother introduced him to the Rule of 72, igniting a lifelong interest in saving and investing. This passion was further refined during his MBA studies, where he developed a deeper understanding of financial principles and strategies. Lars is dedicated to helping his clients achieve financial independence and enjoy the benefits of early retirement. Drawing from his wealth of experience, he works to empower others with the knowledge and tools needed to pursue their dreams. He believes financial freedom is a journey and is committed to supporting his clients every step of the way. Lars and his wife Julie live in Woodbury, MN, where they are surrounded by their children, Garrett and Alec, and their growing family, including three grandchildren. In his free time, Lars enjoys sailing on the St. Croix River, golfing, and actively supporting local Multiple Sclerosis charities, including the MS 150 for Minnesota, in honor of his wife.
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Alec Engman
Partner
Fiduciary Financial Advisor
Alec@newhorizonsbfs.com
Alec Engman is an independent financial advisor with New Horizons Boutique Financial Services. He holds Series 7 and 66 securities licenses and is licensed for life and health insurance in Minnesota and Wisconsin. Born and raised in Woodbury, MN, Alec met his future wife while attending the University of Minnesota, where he earned a Bachelor of Science degree in Economics. Alec’s interest in financial services is rooted in a lifelong passion for understanding the intricacies of business and investing. During college, he immersed himself in the mathematical principles behind investing, sharpening his skills to help clients navigate financial planning with clarity and confidence. His dedication to empowering others to achieve their financial goals has been a cornerstone of his career. Alec and his wife reside in Oakdale, MN. Outside of work, he helps care for his mother, who has primary progressive multiple sclerosis—a role that has shaped his empathy and strengthened his commitment to supporting clients with compassion and understanding. In his free time, Alec enjoys golfing and staying current on economic theory, reflecting his dedication to continuous learning and personal growth.